Your Daily Headlines from NationalMortgageProfessional.com Experian to Include Residential Rental Payment Data in Credit Reports Experian has announced it is now incorporating positive rental data from its RentBureau Division into the traditional credit file, opening a new avenue for the estimated 50 million underbanked consumers—which can include everyone from college students and recent graduates to immigrants—to build credit with continuous on-time rental payments. Read more FDIC Chair Bair Calls for More Loan Mods and Fewer Foreclosures Federal Deposit Insurance Corporation (FDIC) Chairman Sheila C. Bair has called for more modifications and fewer foreclosures during her Wednesday, Jan. 19 presentation before the Summit on Residential Mortgage Servicing for the 21st Century, sponsored by the Mortgage Bankers Association (MBA) in Washington, D.C. Read more RE/MAX Reports Prices Stabilizing and Sales on the Rise According to the latest RE/MAX National Housing Report, defying the seasonal trend, December home sales rose by 13.2 percent from November in a survey of 54 metropolitan areas. Home sales dropped five percent from December 2009, but this is the lowest year-over-year drop the survey has seen in five months. While some industry analysts continue to predict a serious decline in home prices in the new year, RE/MAX National Housing Report, showed home prices dropped by only 2.2 percent from levels in December 2009. Read more StreetLinks Unveils New Corporate Identity and Expanded Product Offerings StreetLinks LLC has announced that it will soon be launching several new product channels, along with a new corporate identity. With a new name and new look, StreetLinks Lender Solutions will soon offer best-of-breed lender-executed appraisal management software, Broker Price Opinions (BPO) and a full suite of revolutionary automated valuation and review tools. The company predicts large capture rates of market share as they experienced for their full service appraisal management (AMC) channel. Read more Application Volume Rises by Five Percent Over Last Week in Latest MBA Survey The Mortgage Bankers Association (MBA) has released its Weekly Mortgage Applications Survey for the week ending Jan. 14, 2011. The Market Composite Index, a measure of mortgage loan application volume, increased five percent on a seasonally-adjusted basis from one week earlier. On an unadjusted basis, the Index increased 6.4 percent compared with the previous week. Read more

Your Daily Headlines from NationalMortgageProfessional.com Calyx Announces the Acquisition of Loan-Score Decisioning Systems Calyx Software has announced the acquisition of Loan-Score Decisioning Systems Inc. The addition of a product and pricing engine, an automated underwriting system, as well as FHA eligibility decisions to the number one mortgage origination platform, further solidifies Calyx’s end-to-end offering. “This is a historic move for Calyx Software; a very significant and strategic move to better serve our customers and further our presence in the lending industry,” said Doug Chang, president of Calyx Software. Ream more Veros Finds 40 Percent of Metro Areas Nationwide Will Experience Home Price Appreciation The San Diego area regained its lead position for the strongest home price appreciation over the next 12 months in the most recent update to the U.S. real estate market forecast from Veros Real Estate Solutions, a provider of enterprise risk management and collateral valuation services. Veros’ U.S.Read more. Existing-Home Sales Resume Uptrend in November as Prices Level Out Existing-home sales got back on an upward path in November, resuming a growth trend since bottoming in July, according to the National Association of Realtors (NAR). Existing-home sales, which are completed transactions that include single-family, townhomes, condominiums and co-ops, rose 5.6 percent to a seasonally adjusted annual rate of 4.68 million in November from 4.43 million in October, but are 27.9 percent below the cyclical peak of 6.49 million in November 2009, which was the initial deadline for the first-time buyer tax credit. Read more Fed Announces Interim Rule Amending Regulation Z The Federal Reserve Board (FRB) has approved an interim rule amending Regulation Z, which implements the Truth-in-Lending Act (TILA). The Board is issuing this interim rule to clarify certain aspects of a Sept. 24, 2010 interim rule, in response to public comments. The September interim rule implements provisions of the Mortgage Disclosure Improvement Act (MDIA) which amended TILA to require mortgage lenders to disclose examples of how a loan's interest rate or monthly payments can change. Those statutory amendments will become effective on Jan. 30, 2011. Read more Latest Obama Administration’s Housing Scorecard Shows Continued Affordability in the Market The U.S. Department of Housing & Urban Development (HUD) and the U.S. Department of the Treasury have jointly released the December edition of the Obama Administration’s Housing Scorecard. The latest housing figures show continued home affordability in the housing market, with interest rates near record lows, but the market remains fragile, as prices are unsettled. Foreclosure starts and completions dropped significantly in November, as lenders review internal servicing procedures. The housing scorecard is a comprehensive report on the nation’s housing market. Read more The Wire: Recent Press Releases NexBank Announces Continued Strength From Its Mortgage and Warehouse Operations Sal Mazzocca Joins Pro Teck Valuation Services New Penn Financial Names Bob Wexler Head of New Financial Services Division

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